Live — routing calls right now

Final ExpenseInbound Calls

The phone rings. You close. We handle the rest.

Exclusive final expense inbound calls, plus ACA Marketplace and Medicare Advantage on the same live-connect platform — bridged to your floor while the prospect is still on the line.

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Final expense leads that call you · ACA inbound calls · Medicare inbound calls · Never shared, never aged

Trusted by licensed agents writing with

MUTUAL OF OMAHAAIGFORESTERSGERBER LIFEAETNATRANSAMERICACIGNAPRUDENTIAL

Insurance lines

Final expense is live. ACA and Medicare use the same floor.

Exclusive inbound calls for licensed agents. The published $60 criteria campaign is final expense. Other lines confirm qualifications during onboarding.

Flagship · published $60 criteriaLive

Final expense

Exclusive TV-sourced inbound calls for licensed agents. $60 per qualifying lead, with no minimum call duration.

Final expense inbound calls →
Marketplace health · live inboundOpen enrollment

ACA / Marketplace

Exclusive ACA Marketplace inbound calls. A consumer-initiated enquiry, delivered live to one licensed agent.

ACA inbound calls →
Medicare Advantage · live inboundAEP / OEP

Medicare Advantage

Exclusive Medicare Advantage inbound calls for licensed agents during AEP and OEP. Confirm campaign terms before you take calls.

Medicare inbound calls →

Open enrollment calendar · Annuity appointments · Final expense live transfers

What you actually get

Not shared leads. Not aged data.A real person, on the line, right now.

We sell one thing — inbound phone calls — and we refuse to compromise on three.

01

Exclusive

One agent, one call. Never shared, resold, or recycled.

02

Compliant

Audit-grade consent and DNC scrubs on every call.

03

Real-time

Bridged live to your floor while intent is still hot.

How it works

Anatomy of an inbound call.

01 · Source

A real prospect dials in.

They call a tracked number from a compliant ad — intent is self-initiated, never pushed.

02 · Bridge

We patch them straight to you.

Routed live through our own platform — software we built end to end for exactly this. No callback, no queue.

03 · Connect

Your phone rings. You close.

An exclusive caller, on the line, while their intent is still hot.

Watch the platform

The same dialer for every inbound line.

A silent, auto-playing walkthrough of the production Ringelo agent UI. Captions switch across final expense, ACA, and Medicare. No talking-head footage.

Agent · Take Calls
Take Calls
Online
Ready when you are

Device check is done. Inbound calls route to this screen the moment you are live.

Start taking calls
Campaign
TV Inbounds · Pay Per Lead
$60 criteria
Hours
Mon–Fri · 9 AM – 9 PM ET
Open now
Delivery
Exclusive 1-to-1
One licensed floor

Exclusive TV inbound. Caller already on the line.

01

Go live in the dialer

One press runs the device check. When you are online, inbound calls route to this screen.

02

Take the call on the campaign you bought

Final expense, ACA, or Medicare. The caller is already on the line. Qualifications sit on screen.

03

Save the lead you qualified

Billable events, recordings, and the number you are allowed to follow up show in the same log.

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Flagship offer: final expense inbound leads · ACA · Medicare

Criteria campaign

Know what makes a lead billable.

$60
per qualifying lead in the criteria campaign
3
qualifications define the billable lead

Straight from the floor

Don’t believe us. See for yourself.

Real agents, real floors, real numbers — straight from the people running them.

Ready when you are

These calls could be ringing your floor this week.

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Flagship line · published price

The best TV inbounds in final expense.

Exclusive, TCPA-compliant final-expense calls, sourced from premium TV. ACA Marketplace and Medicare Advantage inbound calls use the same live-connect platform; confirm those campaign terms during onboarding.

How final expense inbound leads work →

What final expense live transfers are →

Also on this platform: ACA inbound calls · Medicare inbound calls · Open enrollment

100% TV-sourcedExclusive 1-to-1TCPA-compliant

Pay per qualified lead

You only pay for leads that are actually leads.

A bad call costs nothing. If the caller doesn’t qualify, you’re not charged a cent — not even a partial charge.

$60/ qualified lead

TV inbounds

No clock, no countdown, no minimum length — a 20-second call and a 40-minute call cost exactly the same.

If the caller doesn’t qualify, the call is free. No partial charge, ever.

Nothing to race, nothing to rush — take the time the conversation actually needs.

Billable only when all three are true

  1. 1They’re between 50 and 85 years old
  2. 2They have an active checking or savings account
  3. 3They’re calling about final expense coverage

All three are detected automatically from the live call — agents can’t mark them by hand. The moment they’re confirmed, you’re charged $60 and the caller’s number is revealed. Until then it stays masked. Every call is reviewed by AI and human QA.

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White-label · For agencies

Run the whole operation white-labeled — under your own brand.

Your logo, your colors, your domain — end to end. Your clients only ever see your brand. We power the calls in the background; you own the relationship.

What you get

  • Complete white-label branding
  • Your own branded agent & agency portals
  • Full color, logo & UI customization
  • Custom domain
  • Flexible options built around your agency
Referral Program

Refer agents. Earn cashon every call they take.

Earn $2–$3 for every billable call made by agents you refer — plus a cut of the calls their referrals take. Paid weekly, straight to your bank. No cap.

Start earning

How it works

01 · Share

Share your link

Every agent gets a unique referral link the moment they join.

02 · Go live

They go live

Your referrals sign up and start taking inbound calls.

03 · Earn

You earn on every call

Cash for each billable call they take — forever.

04 · Get paid

Get paid

Withdraw to your bank once you reach $100. Paid weekly.

Three tiers · one link

The more you refer, the more you earn.

Standard
$2.00
per billable call

Every agent starts here.

  • Earn on every billable call your referrals take
  • Weekly payouts, straight to your bank
  • No cap, ever
Unlocks
Everyone
Most popular
VIP
$2.50
per billable call

Plus a second level.

  • Earn on every billable call your referrals take
  • + $0.50 on every call their referrals take
  • Weekly payouts, straight to your bank
  • No cap, ever
  • Your own custom referral code
Unlocks
Automatic at 100 referred calls
Top tier
VVIP
$3.00
per billable call

Our top tier.

  • Earn on every billable call your referrals take
  • + $0.50 on every call their referrals take
  • Weekly payouts, straight to your bank
  • No cap, ever
  • Your own custom referral code
Unlocks
By invitation
Paid weekly by bank transfer$100 minimum payoutNo cap, ever

Frequently asked

Anything else worth asking.

Ringelo offers exclusive, live inbound final expense enquiries for licensed insurance agents and agencies. Review your campaign qualifications and delivery requirements before getting started.

Final expense · ACA · Medicare

Pick up the phone.We’ll keep it ringing.

Review exclusive inbound FE calls, ACA inbound calls, or Medicare inbound calls. Create your account, or talk with us about your agency’s requirements.

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